Delta Dental Insurance in Bakersfield, CA
Transform your dental care experience with San Dimas Dental Care in Bakersfield, CA. We offer access to top dental insurance plans, including Cigna, Delta Dental, MetLife, and more, providing reliable teeth insurance for you and your family.
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About Us – Dental Insurance in Bakersfield, CA
Are you frustrated with navigating the complex world of insurance? San Dimas Dental Care is here to make your journey simple and stress-free in Bakersfield, California. We are licensed, insured, and deeply knowledgeable in helping you maximize your dental coverage benefits.
Our goal is to provide you with clear, easy-to-understand options that make it easier to get the care you need without breaking your budget. We accept a wide range of insurance plans, including top providers.
It covers Delta Dental, Cigna Dental Insurance, MetLife Dental, United Concordia, Ameritas Insurance, WellCare Dental, Guardian Dentist, and Premier Access Dental. These plans cover a variety of essential treatments, including preventative care, fillings, crowns, and root canals in Bakersfield. Whether you need a routine cleaning, cosmetic dentistry in Bakersfield, or restorative work, we’re here to guide you every step of the way. Contact us today to schedule your appointment or visit our Dental Clinic in Bakersfield.
Types of Dental Insurance
Understanding the different types of dental care insurance can be confusing. At San Dimas Dental Care, we want to make it easier for you to navigate your options. Here’s a breakdown of the most common types of dental insurance plans:
PPO (Preferred Provider Organization)
A PPO plan is the most flexible and popular type of dental coverage. With this plan, you can see any dentist you choose, but you will pay less if you choose a dentist within the PPO network. San Dimas Dental Care is happy to accept many PPO plans, including Delta Dental, Cigna Dental Insurance, MetLife Dental, and more. This flexibility allows you to get the dental care you need without restrictions on who you can see, making it a great option for people in Bakersfield, CA, looking for a reliable insurance plan.
HMO (Health Maintenance Organization) / DHMO (Dental Health Maintenance Organization)
HMO and DHMO plans are more restrictive but often come with lower premiums. These plans require you to choose a primary care dentist from a limited list of providers. At San Dimas Dental Care, we work with several HMO plans, but it’s important to note that your treatment options might be more limited compared to a PPO plan. Typically, HMO plans require referrals for specialist care, and you may only be covered if you visit a network dentist. Popular providers of HMO plans in Bakersfield include WellCare Dental and United Concordia.
Medi-Cal/Denti-Cal
Medi-Cal and Denti-Cal are government-sponsored programs designed to provide dental care for low-income individuals and families. While not technically “insurance,” these federal programs offer essential dental services to qualifying individuals in California, including preventative care and treatments like fillings and extractions. If you qualify for Denti-Cal, San Dimas Dental Care can assist you in utilizing this coverage for routine dental visits and treatments. It’s an excellent option for those who need help covering basic dental services.
Physicians Mutual Dental Insurance Providers in Bakersfield, CA
If you’re a resident of Bakersfield, CA, you’re in luck. There are many great insurance providers that offer comprehensive dental coverage to meet your needs.
Delta Dental PPO in Bakersfield, CA
Delta Dental PPO is one of the most widely accepted and trusted insurance providers. With the largest network of dentists nationwide, it’s an excellent choice for Bakersfield residents seeking flexibility in choosing a provider. Whether you need routine checkups, root canal treatments, or cosmetic work, Delta Dental makes it easy to find an in-network dentist. Delta Dental PPO offers both PPO and DHMO plans, ensuring options for different needs and budgets.
Cigna Dental Coverage in Bakersfield, CA
Cigna Dental Coverage is another major player in the dental care insurance market. Known for its extensive network, Cigna provides multiple plan types, including DHMO, DPPO, and DEPO. Their plans often focus on preventative care and offer full coverage with no waiting periods for many treatments. For those in Bakersfield looking for reliable insurance for dental care that’s easy to use, Cigna is a strong choice.
Aetna Dental Insurance in Bakersfield, CA
Aetna is known for offering affordable and flexible insurance plans, making it a popular choice for individuals and families in Bakersfield. They focus on preventative care, ensuring you can maintain a healthy smile while keeping costs low. With plans like Aetna Dental Insurance and their large provider network, you can expect reliable coverage for cleanings, fillings, and more. Aetna dental also makes it easier to access care through their user-friendly tools.
Humana Dental Insurance in Bakersfield, CA
For those seeking affordable dental insurance, Humana is a great option. They offer both individual dental plans and group insurance options, with an emphasis on preventive care. Whether you’re looking for dental care insurance for seniors or a more budget-friendly plan, Humana dental is known for its straightforward coverage and flexible payment options.
Guardian DentalGuard Insurance in Bakersfield, CA
Guardian DentalGuard Insurance offers PPO and DHMO plans designed to fit various needs and budgets. Guardian dental plans are known for their transparency, customer service, and flexibility. If you’re looking for insurance coverage that focuses on preventative dental care and helps you avoid surprise bills, Guardian DentalGuard is a solid choice.
MetLife Insurance in Bakersfield, CA
MetLife provides both PPO and DHMO plans with a large network of dental providers. Their plans cover a wide range of services, including basic care, major treatments, and orthodontics. MetLife dental also offers a global network, ensuring you can access care wherever you are. If you’re looking for flexibility, MetLife is a popular option for Bakersfield residents.
United Healthcare Dental Insurance in Bakersfield, CA
UnitedHealthcare Dental Insurance offers plans that cater to a wide variety of needs, from basic care to full coverage. Known for its expansive network, UnitedHealthcare is an excellent choice for those who want convenience and flexibility. UnitedHealthcare dental coverage also provides preventative care with no waiting periods, making it a convenient option for people in Bakersfield.
Anthem Blue Cross Dental Insurance in Bakersfield, CA
This is another insurance company offering comprehensive insurance plans that are accepted by many Bakersfield dentists. Whether you choose PPO, HMO, or Indemnity plans, Anthem dental coverage ensures you’re covered for basic care, major dental work, and cosmetic treatments. For individuals seeking the best dental insurance with no waiting periods, Anthem dental is a reliable option
Ameritas Dental Insurance in Bakersfield, CA
Ameritas Dental Insurance is a top choice for those seeking a plan with flexible coverage and affordable rates. They offer both PPO and HMO plans, ensuring patients in Bakersfield can choose the right fit for their needs. Ameritas dental is known for covering a wide range of services, from routine cleanings to major restorative procedures, so you can rest assured knowing your smile is covered.
Blue Shield Dental Insurance in Bakersfield, CA
Blue Shield Dental Insurance provides PPO and HMO dental plans that cover everything from preventative care to restorative dental treatments. Blue Shield dental plans are popular for their simplicity and affordability, making them a trusted choice for individuals and families. If you’re looking for coverage with a large network of providers in Bakersfield, Blue Shield is a solid option.
Tips for Using Dental Care Coverage
Navigating dental insurance in Bakersfield can be tricky, but understanding how to make the most of your coverage is essential. Here are some helpful tips for using your insurance effectively in Bakersfield:
Finding an In-Network Dentist
- Use your insurer's website: Most insurance providers offer online tools to help you find in-network dentists nearby. You can search by location, dentist name, or even specialty.
- Ask for referrals: Reach out to friends, family, or coworkers in Bakersfield for recommendations on trusted dentists. Online reviews can also be helpful.
- Confirm the dentist is in-network: Always call the dentist’s office to double-check if they accept your specific dental insurance plan. Networks can vary.
Scheduling Appointments
- Know your plan's requirements: Some insurance plans allow you to book directly with an in-network dentist. Others may require a referral from your primary care dentist.
- Check appointment availability: Call ahead or check online for available appointment times. Many Bakersfield dentists offer flexible hours to fit your schedule.
- Provide insurance details: When booking, have your dental insurance card handy. Be ready to provide your member ID and group number to ensure your coverage is confirmed.
At the Dental Visit
- Bring your insurance card: Always bring your dental insurance card to the appointment. Confirm with the office that all your insurance details are on file.
- Understand your costs: Ask about any out-of-pocket costs before your visit. Depending on your plan, you might need to co-pay or coinsurance at the time of service.
- Request a predetermination: If you’re undergoing major treatments like root canals or crowns, request a predetermination from your insurance provider. This will give you an exact estimate of what your insurance will cover and what you’ll need to pay.
Maximizing Your Benefits
- Don’t miss preventive care: Many plans cover preventive services like cleanings and exams at 100%. Make sure to take advantage of these visits to maintain good oral health.
- Understand your coverage limits: Be aware of any annual maximums or limitations your plan may have, such as how much it covers per year. Planning ahead can help you avoid surprise expenses.
- Use all your benefits: Many plans don’t roll over unused benefits, so make sure to schedule your treatments before the year ends.
Understanding Coverage for Major Procedures
- Know the details: Be aware of what’s covered for more complex procedures like dental implants, crowns, or orthodontics. Each plan is different, and it’s best to get the specifics before undergoing treatment.
- Check for waiting periods: Some plans have a waiting period for certain procedures. Be sure to check if you’re covered right away or if you need to wait for coverage to kick in.
By following these tips, you can make the most of your dental care insurance and avoid unexpected costs. If you need help understanding your insurance plan or finding a local in-network dentist, don’t hesitate to reach out to San Dimas Dental Care. We’re here to assist Bakersfield residents in navigating their insurance options for the best care possible.
Medi-Cal/Denti-Cal and the Challenges of Accessing Quality Dental Care in Bakersfield
In Bakersfield, patients who rely on Medi-Cal or Denti-Cal for their dental coverage often face challenges when it comes to quality care. Many dental practices that accept Medi-Cal or Denti-Cal are large, corporate-owned chains, such as Western Dental, Gentle Dental, and Smileland.
These groups are often focused on meeting revenue targets, which can pressure dentists to perform more procedures than necessary. In some cases, dentists may feel compelled to recommend treatments that aren’t strictly needed in order to meet their financial quotas. This can lead to unnecessary treatments and a lower overall standard of care for patients.
In Bakersfield, there are also locally branded practices that are part of these large dental chains. For example, Pacific Dental Services operates under different names in the area, such as Stockdale Smiles Dentistry, River Lakes Dental Group, and Bakersfield Dental Group and Orthodontics.
If you’re currently using Medi-Cal or Denti-Cal and feel that your care is being compromised, it may be time to explore other options. San Dimas Dental Care accepts a wide range of dental insurance plans, including Delta Dental, Cigna Dental, and MetLife Dental, and we’re committed to offering high-quality treatments tailored to your specific needs. We put your oral health first and ensure that you get the care and attention you need without the corporate pressures that can sometimes compromise treatment quality.
What Our Dental Insurance Plan Covers in Bakersfield
Understanding the details of your dental insurance in Bakersfield is the key to making the most out of your benefits. While every plan may have some differences, most dental plans cover the same types of dental procedures in similar ways. Here’s what you can generally expect:
Preventive Care
Typically covered at or near 100%. This includes services like dental exams, cleanings, X-rays, and sometimes fluoride treatments for children. Preventive care is essential for keeping your smile healthy and avoiding major dental issues, such as gum disease, down the line.
Minor Restorative Care
Often covered between 70% and 80%. This typically includes treatments like dental fillings and occasionally root canals in Bakersfield. These are necessary when your teeth have cavities or minor damage.
Major Restorative Care
Generally covers up to 50% of the cost. This includes crowns, bridges, and dentures. Major restorative care is needed when there’s more significant damage or the need for a replacement tooth.
San Dimas Dental Care accepts a variety of dental coverage plans to serve the Bakersfield community, such as Cigna Dental, Delta Dental, MetLife Dental, and more. We’re here to guide you through your dental coverage and ensure that you’re making the most of your benefits.
Things to Keep in Mind About Your Coverage
- Know Your Plan's Limits: Most plans have annual maximums, so make sure you understand what your plan will cover each year.
- Preventive Care is Essential: Regular check-ups and cleanings can help prevent bigger problems down the road.
- Understand Your Co-pays: Be prepared for any out-of-pocket costs, especially for major restorative care.
How Dental Insurance Works
Insuring your dental care is a great way to manage the costs. But it’s important to understand how it works to make sure you’re using your benefits wisely. Here’s a simple breakdown:
Understanding how your dental care coverage plan works will help you avoid unexpected costs and make the most of your benefits. If you have any questions or need assistance with your coverage, don’t hesitate to contact us. We’re here to help!
Looking for a Trusted Dentist in Bakersfield, CA?
If you’re searching for a reliable dentist near me in Bakersfield, CA, look no further than San Dimas Dental Care! We accept a wide range of insurance plans including Delta Dental, Cigna Dental, and Aetna Dental.
Call us today to schedule your appointment or visit our Dental Clinic in Bakersfield.
Our Business Info
- 1 661-322-7696
- 3809 San Dimas St # A, Bakersfield, CA 93301, United States
WORKING HOURS
Monday 10 AM–7 PM
Tuesday 10 AM–7 PM
Wednesday 7 AM–4 PM
Thursday 8 AM–7 PM
Friday 8 AM–4 PM
Saturday 9 AM–2 PM
Sunday Closed