Delta Dental Insurance in Bakersfield, CA | San Dimas Dental Care
Transform your dental care experience with San Dimas Dental Care in Bakersfield, CA. We offer access to top dental insurance plans like Cigna, Delta Dental, MetLife, and more, providing reliable teeth insurance for you and your family.
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About Us – Oral Dental Insurance in Bakersfield, CA
Are you frustrated with navigating the complex world of dental insurance? San Dimas Dental Care is here to make your dental insurance journey simple and stress-free in Bakersfield, CA. We are licensed, insured, and deeply knowledgeable in helping you maximize your dental insurance benefits.
Our goal is to provide you with clear, easy-to-understand options that make it easier to get the care you need without breaking your budget. We accept a wide range of dental insurance plans, including top providers.
It covers Delta Dental, Cigna Dental Insurance, MetLife Dental, United Concordia, Ameritas Insurance, WellCare Dental, Guardian Dentist, and Premier Access Dental. These plans cover a variety of essential treatments, including preventative care, fillings, crowns, and root canals.
You need a routine cleaning, cosmetic treatment, or restorative work, we’re here to guide you every step of the way. Contact us to schedule your appointment and bring your dental insurance card with you. Contact us today to schedule your appointment and let us make your dental insurance work for you.
Types of Teeth Dental Insurance in Bakersfield, CA
Understanding the different types of dental insurance can be confusing. At San Dimas Dental Care in Bakersfield, CA, we want to make it easier for you to navigate your options. Here’s a breakdown of the most common types of dental insurance plans:
PPO (Preferred Provider Organization)
A PPO plan is the most flexible and popular type of dental insurance. With this plan, you can see any dentist you choose, but you will pay less if you choose a dentist within the PPO network. San Dimas Dental Care is happy to accept many PPO plans, including Delta Dental, Cigna Dental Insurance, MetLife Dental, and more. This flexibility allows you to get the dental care you need without restrictions on who you can see, making it a great option for people in Bakersfield, CA, looking for a reliable dental insurance plan.
HMO (Health Maintenance Organization) / DHMO (Dental Health Maintenance Organization)
HMO and DHMO plans are more restrictive but often come with lower premiums. These plans require you to choose a primary care dentist from a limited list of providers. At San Dimas Dental Care, we work with several HMO plans, but it’s important to note that your treatment options might be more limited compared to a PPO plan. Typically, HMO plans require referrals for specialist care, and you may only be covered if you visit a network dentist. Popular providers of HMO plans in Bakersfield include WellCare Dental and United Concordia.
Medi-Cal/Denti-Cal
Medi-Cal and Denti-Cal are government-sponsored programs designed to provide dental care for low-income individuals and families. While not technically “insurance,” these federal programs offer essential dental services to qualifying individuals in California, including preventative care and treatments like fillings and extractions. If you qualify for Denti-Cal, San Dimas Dental Care can assist you in utilizing this coverage for routine dental visits and treatments. It’s an excellent option for those who need help covering basic dental services.
Physicians Mutual Dental Insurance Providers in Bakersfield, CA
Delta Dental PPO in Bakersfield, CA
Cigna Dental Coverage in Bakersfield, CA
Aetna Dental Insurance in Bakersfield, CA
Humana Dental Insurance in Bakersfield, CA
Guardian DentalGuard Insurance in Bakersfield, CA
MetLife Dental Insurance in Bakersfield, CA
MetLife Dental Insurance provides both PPO and DHMO plans with a large network of dental providers. Their plans cover a wide range of services, including basic care, major treatments, and orthodontics. MetLife dental also offers a global network, ensuring you can access care wherever you are. If you’re looking for flexibility, MetLife is a popular option for Bakersfield residents.
United Healthcare Dental Insurance in Bakersfield, CA
Anthem Blue Cross Dental Insurance in Bakersfield, CA
Ameritas Dental Insurance in Bakersfield, CA
Blue Shield Dental Insurance in Bakersfield, CA
Tips for Using Dental Ins in Bakersfield, CA At San Dimas Dental Care
Navigating dental insurance can be tricky, but understanding how to make the most of your coverage is essential. Here are some helpful tips for using your dental insurance effectively in Bakersfield:
Finding an In-Network Dentist
- Use your insurer's website: Most dental insurance providers offer online tools to help you find in-network dentists nearby. You can search by location, dentist name, or even specialty.
- Ask for referrals: Reach out to friends, family, or coworkers in Bakersfield for recommendations on trusted dentists. Online reviews can also be helpful.
- Confirm the dentist is in-network: Always call the dentist’s office to double-check if they accept your specific dental insurance plan. Networks can vary.
Scheduling Appointments
- Know your plan's requirements: Some dental insurance plans allow you to book directly with an in-network dentist. Others may require a referral from your primary care dentist.
- Check appointment availability: Call ahead or check online for available appointment times. Many Bakersfield dentists offer flexible hours to fit your schedule.
- Provide insurance details: When booking, have your dental insurance card handy. Be ready to provide your member ID and group number to ensure your coverage is confirmed.
At the Dental Visit
- Bring your insurance card: Always bring your dental insurance card to the appointment. Confirm with the office that all your insurance details are on file.
- Understand your costs: Ask about any out-of-pocket costs before your visit. Depending on your plan, you might need to pay a copay or coinsurance at the time of service.
- Request a predetermination: If you’re undergoing major treatments like root canals or crowns, request a predetermination from your insurance provider. This will give you an exact estimate of what your insurance will cover and what you’ll need to pay.
Maximizing Your Benefits
- Don’t miss preventive care: Many plans cover preventive services like cleanings and exams at 100%. Make sure to take advantage of these visits to maintain good oral health.
- Understand your coverage limits: Be aware of any annual maximums or limitations your plan may have, such as how much it covers per year. Planning ahead can help you avoid surprise expenses.
- Use all your benefits: Many plans don’t roll over unused benefits, so make sure to schedule your treatments before the year ends.
Understanding Coverage for Major Procedures
- Know the details: Be aware of what’s covered for more complex procedures like dental implants, crowns, or orthodontics. Each plan is different, and it’s best to get the specifics before undergoing treatment.
- Check for waiting periods: Some plans have a waiting period for certain procedures. Be sure to check if you’re covered right away or if you need to wait for coverage to kick in.
Medi-Cal/Denti-Cal and the Challenges of Accessing Quality Dental Care in Bakersfield
In Bakersfield, patients who rely on Medi-Cal or Denti-Cal for their dental coverage often face challenges when it comes to quality care. Many dental practices that accept Medi-Cal or Denti-Cal are large, corporate-owned chains, such as Western Dental, Gentle Dental, and Smileland.
These groups are often focused on meeting revenue targets, which can pressure dentists to perform more procedures than necessary. In some cases, dentists may feel compelled to recommend treatments that aren’t strictly needed in order to meet their financial quotas. This can lead to unnecessary treatments and a lower overall standard of care for patients.
In Bakersfield, there are also locally branded practices that are part of these large dental chains. For example, Pacific Dental Services operates under different names in the area, such as Stockdale Smiles Dentistry, River Lakes Dental Group, and Bakersfield Dental Group and Orthodontics.
If you’re currently using Medi-Cal or Denti-Cal and feel that your care is being compromised, it may be time to explore other options. San Dimas Dental Care accepts a wide range of dental insurance plans, including Delta Dental, Cigna Dental, and MetLife Dental, and we’re committed to offering high-quality treatments tailored to your specific needs.
Choosing the right provider in Bakersfield can make all the difference. At San Dimas Dental Care, we put your oral health first and ensure that you get the care and attention you need without the corporate pressures that can sometimes compromise treatment quality.
What Our Dental Insurance Plan Covers in Bakersfield
Preventive Care
Typically covered at or near 100%. This includes services like dental exams, cleanings, X-rays, and sometimes fluoride treatments for children. Preventive care is essential for keeping your smile healthy and avoiding major dental issues down the line.
Minor Restorative Care
Often covered between 70% and 80%. This typically includes treatments like dental fillings and occasionally root canal therapy. These are necessary when your teeth have cavities or minor damage.
Major Restorative Care
Generally covers up to 50% of the cost. This includes crowns, bridges, and dentures. Major restorative care is needed when there’s more significant damage or the need for a replacement tooth.
San Dimas Dental Care accepts a variety of dental insurance plans to serve the Bakersfield community, such as Cigna Dental, Delta Dental, MetLife Dental, and more. We’re here to guide you through your dental coverage and ensure that you’re making the most of your benefits.
Things to Keep in Mind About Your Coverage
- Know Your Plan's Limits: Most plans have annual maximums, so make sure you understand what your plan will cover each year.
- Preventive Care is Essential: Regular check-ups and cleanings can help prevent bigger problems down the road.
- Understand Your Co-pays: Be prepared for any out-of-pocket costs, especially for major restorative care.
How Wellcare Dental Insurance Works at San Dimas Dental Care
Looking for a Trusted Dentist Near You in Bakersfield, CA?
If you’re searching for a reliable dentist near me in Bakersfield, CA, look no further than San Dimas Dental Care! We accept a wide range of dental insurance plans including Delta Dental, Cigna Dental, and Aetna Dental.
Call us today to schedule your appointment or learn more about how we can help you make the most of your dental insurance coverage.
Our Business Info
- 1 661-322-7696
- 3809 San Dimas St # A, Bakersfield, CA 93301, United States
WORKING HOURS
Monday 10 AM–7 PM
Tuesday 10 AM–7 PM
Wednesday 7 AM–4 PM
Thursday 8 AM–7 PM
Friday 8 AM–4 PM
Saturday 9 AM–2 PM
Sunday Closed